A Frugal Valentine’s Day

This will be the 20th Valentine’s Day that my wife and I celebrate. Thankfully, we’ve learned over the years that there’s no sense in spending piles of cash on some commercially manufactured holiday. We’ve been guilty of getting sucked into…

The Big 40

The Big 40

Well, it had to happen someday. I’ve finally turned 40 on the old odometer. I am officially a mid-lifer. I’ve reached the peak, and it’s all downhill from here. Or so they say… I have my own perspective on reaching…

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